Haryana Khadi and Village Industries Board
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SCHEMES

PRESENT SCHEME

As on today following schemes are being implemented by the Khadi & V.I. Board.

PMEGP

MDA

20% MDA is given by the Center Government (KVIC) on the production basis and 10% MDA is under consideration by the Government of Haryana. Notification will be issued soon.

Interest Subsidy Scheme

Haryana Khadi & Village Industries Board implemented this Scheme w.e.f. 1987-88. This scheme was applicable only for Khadi & Village Industries in regard to capital Expenditure and working capital requirement to raise loan for financial institution. The scheme envisages that interest payable to the banks will be subsidised by the Commission and the quantum of the subsidy will be limited to the difference between the actual rate of interest charged by the financing institutions and the initial 4% to be borne by the borrower. The scheme was applicable to only Co-operative Societies and registered institution. The Scheme remained enforce continue. Under this scheme 129 units were assisted involving an amount of Rs. 2.57 crores approximately.

OLD SCHEME

Pattern Base:-

The main programme of Haryana Khadi & V.I. Board is to advance loan for the development of Khadi and Village Industries in the State. Upto 94-95 loans were granted on the basis of KVIC approved pattern. The funds for loan were provided by Khadi and V.I. Commission through Khadi and V.I. Board at the interest rate of 4% per annum for Village Industries and interest free loan was being granted to Khadi Industry. Upto 1994-95, Rs. 4237.00 lacs have been disbursed to 37510 industrial units set-up in the State.

CBC Scheme:-

            KVIC introduced CBC Scheme which was remained in operation from 01.04.1995 to 31.03.2002. Under this scheme project upto Rs. 25.00 lakhs could be established in rural areas. Subsidy is granted at the rate of 25 % of the total project cost upto Rs.10.00 lakhs and at the rate of 10 % above Rs. 10.00 lakhs. The rate of interest charged on the loan sanctioned in this scheme is an average of five leading bank’s lending rates. A total fund of Rs. 1496.00 lakhs to 257 units was disbursed under this scheme.

REGP Scheme:-

            In 1996, KVIC introduced a new Scheme also namely REGP. The loan under this scheme is sanctioned upto Rs. 25.00 lakhs in Rural Area for establishing Village Industries. Board has made exemplary progress in the last few years under REGP Scheme. During 2006-07 it get the first position in the country under REGP Scheme. The year wise achievement are follows:-

S. No.

Year

Projects Financed

Margin Money (Grant) released by the board

No.

Cost of Projects (Rs.)

Employment

1.

1999-2000

 174

      1402.13

      4252

     127.20

2.

2000-2001

142

        807.74

      2005

       78.25

3.

2001-2002

327

      2776.56

      4517

     210.55

4.

2002-2003

685

       4805.03

      7753

    290.03

5.

2003-2004

193

       1156.58

      1939

    876.43

6.

2004-2005

301

       1737.96

      3118

    540.00

7.

2005-2006

515

       3960.04

      6451

  1036.00

8.

2006-2007

674

       5369.30

    19591

 1222.12

9.

2007-2008

803

     6454.06

22105

1527.56

 


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